Lexinfintech Holdings Stock Analysis
| LX Stock | USD 3.01 0.00 0.00% |
IPO Date 21st of December 2017 | 200 Day MA 7.1705 | 50 Day MA 5.1908 | Beta 0.68 |
Lexinfintech Holdings holds a debt-to-equity ratio of 1.094. At this time, Lexinfintech Holdings' Short and Long Term Debt Total is fairly stable compared to the past year. Net Debt is likely to rise to about 4.5 B in 2026, whereas Long Term Debt is likely to drop slightly above 1.4 B in 2026. With a high degree of financial leverage come high-interest payments, which usually reduce Lexinfintech Holdings' Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
Lexinfintech Holdings' liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Lexinfintech Holdings' cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Lexinfintech Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Lexinfintech Holdings' stakeholders.
For many companies, including Lexinfintech Holdings, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Lexinfintech Holdings, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Lexinfintech Holdings' management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 0.2715 | Enterprise Value Ebitda 2.5562 | Price Sales 0.0337 | Shares Float 221.3 M | Dividend Share 2.195 |
Given that Lexinfintech Holdings' debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Lexinfintech Holdings is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Lexinfintech Holdings to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Lexinfintech Holdings is said to be less leveraged. If creditors hold a majority of Lexinfintech Holdings' assets, the Company is said to be highly leveraged.
At this time, Lexinfintech Holdings' Total Stockholder Equity is fairly stable compared to the past year. Common Stock Total Equity is likely to rise to about 314.9 K in 2026, whereas Common Stock Shares Outstanding is likely to drop slightly above 189.3 M in 2026. . At this time, Lexinfintech Holdings' Price Earnings Ratio is fairly stable compared to the past year. Price Earnings To Growth Ratio is likely to rise to 2.44 in 2026, whereas Price To Sales Ratio is likely to drop 0.54 in 2026. Lexinfintech Holdings is undervalued with Real Value of 5.18 and Target Price of 11.65. The main objective of Lexinfintech Holdings stock analysis is to determine its intrinsic value, which is an estimate of what Lexinfintech Holdings is worth, separate from its market price. There are two main types of Lexinfintech Holdings' stock analysis: fundamental analysis and technical analysis.
The Lexinfintech Holdings stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Lexinfintech Holdings is usually not traded on Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day ( substitute day ), Independence Day. Lexinfintech Stock trading window is adjusted to America/New York timezone.
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Lexinfintech Stock Analysis Notes
About 57.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.27. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lexinfintech Holdings last dividend was issued on the 26th of August 2025. LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the Peoples Republic of China. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the Peoples Republic of China. LexinFintech Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 3896 people. To find out more about Lexinfintech Holdings contact Wenjie Xiao at 86 755 3637 8888 or learn more at https://www.lexin.com.Lexinfintech Holdings Quarterly Total Revenue |
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Lexinfintech Holdings Investment Alerts
| Lexinfintech Holdings generated a negative expected return over the last 90 days | |
| Lexinfintech Holdings has high historical volatility and very poor performance | |
| About 57.0% of the company shares are owned by institutional investors | |
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Lexinfintech Largest EPS Surprises
Earnings surprises can significantly impact Lexinfintech Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-05-23 | 2024-03-31 | 0.43 | 0.55 | 0.12 | 27 | ||
2024-03-20 | 2023-12-31 | 0.43 | 0.55 | 0.12 | 27 | ||
2023-11-22 | 2023-09-30 | 0.43 | 0.55 | 0.12 | 27 |
Lexinfintech Holdings Environmental, Social, and Governance (ESG) Scores
Lexinfintech Holdings' ESG score is a quantitative measure that evaluates Lexinfintech Holdings' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Lexinfintech Holdings' operations that may have significant financial implications and affect Lexinfintech Holdings' stock price as well as guide investors towards more socially responsible investments.
Lexinfintech Stock Institutional Investors
| Shares | Hel Ved Capital Management Ltd | 2025-06-30 | 1.4 M | Coatue Management Llc | 2025-06-30 | 1.4 M | Goldman Sachs Group Inc | 2025-06-30 | 1.3 M | Ubs O'connor Llc | 2025-06-30 | 1.1 M | Lazard Asset Management Llc | 2025-06-30 | 1.1 M | State Street Corp | 2025-06-30 | 1.1 M | Monolith Management Ltd | 2025-06-30 | 1.1 M | Nomura Holdings Inc | 2025-06-30 | 1.1 M | Two Sigma Advisers, Llc | 2025-06-30 | 980.9 K | Fidelity International Ltd | 2025-06-30 | 5.9 M | Anatole Investment Management Ltd | 2025-06-30 | 5.2 M |
Lexinfintech Market Capitalization
The company currently falls under 'Small-Cap' category with a market capitalization of 696.61 M.Lexinfintech Profitablity
The company has Net Profit Margin (PM) of 0.12 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.13 %, which signifies that for every $100 of sales, it has a net operating income of $0.13.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.05 | 0.04 | |
| Return On Capital Employed | 0.16 | 0.17 | |
| Return On Assets | 0.04 | 0.04 | |
| Return On Equity | 0.09 | 0.10 |
Management Efficiency
Lexinfintech Holdings has Return on Asset (ROA) of 0.0554 % which means that for every $100 of assets, it generated a profit of $0.0554. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1488 %, which means that it produced $0.1488 on every 100 dollars invested by current stockholders. Lexinfintech Holdings' management efficiency ratios could be used to measure how well Lexinfintech Holdings manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Lexinfintech Holdings' Return On Capital Employed is fairly stable compared to the past year. Return On Equity is likely to rise to 0.1 in 2026, whereas Return On Tangible Assets are likely to drop 0.04 in 2026. At this time, Lexinfintech Holdings' Net Tangible Assets are fairly stable compared to the past year. Non Currrent Assets Other is likely to rise to about 1.4 B in 2026, whereas Total Assets are likely to drop slightly above 18.5 B in 2026.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 58.33 | 61.25 | |
| Tangible Book Value Per Share | 53.65 | 56.33 | |
| Enterprise Value Over EBITDA | 7.63 | 7.25 | |
| Price Book Value Ratio | 0.75 | 0.71 | |
| Enterprise Value Multiple | 7.63 | 7.25 | |
| Price Fair Value | 0.75 | 0.71 | |
| Enterprise Value | 11.5 B | 15.3 B |
The management strategies employed by Lexinfintech Holdings' are designed to enhance shareholder value and ensure long-term growth. We assess the effectiveness of these strategies in our stock analysis.
Technical Drivers
As of the 17th of February 2026, Lexinfintech Holdings secures the Risk Adjusted Performance of (0.15), mean deviation of 2.07, and Standard Deviation of 3.04. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lexinfintech Holdings, as well as the relationship between them.Lexinfintech Holdings Price Movement Analysis
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Lexinfintech Holdings Outstanding Bonds
Lexinfintech Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Lexinfintech Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Lexinfintech bonds can be classified according to their maturity, which is the date when Lexinfintech Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Lexinfintech Holdings Predictive Daily Indicators
Lexinfintech Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Lexinfintech Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 182196.0 | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 2.89 | |||
| Day Typical Price | 2.93 | |||
| Price Action Indicator | 0.12 |
Lexinfintech Holdings Forecast Models
Lexinfintech Holdings' time-series forecasting models are one of many Lexinfintech Holdings' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Lexinfintech Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.Lexinfintech Holdings Bond Ratings
Lexinfintech Holdings financial ratings play a critical role in determining how much Lexinfintech Holdings have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Lexinfintech Holdings' borrowing costs.| Piotroski F Score | 5 | Healthy | View |
| Beneish M Score | (2.48) | Unlikely Manipulator | View |
Lexinfintech Holdings Debt to Cash Allocation
As Lexinfintech Holdings follows its natural business cycle, the capital allocation decisions will not magically go away. Lexinfintech Holdings' decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Lexinfintech Holdings reports 5.27 B of total liabilities with total debt to equity ratio (D/E) of 1.09, which is normal for its line of buisiness. Lexinfintech Holdings has a current ratio of 1.76, which is generally considered normal. Nevertheless, prudent borrowing could serve as an effective mechanism for Lexinfintech to finance growth opportunities yielding strong returns. Lexinfintech Holdings Total Assets Over Time
Lexinfintech Holdings Assets Financed by Debt
The debt-to-assets ratio shows the degree to which Lexinfintech Holdings uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.Lexinfintech Holdings Debt Ratio | 26.0 |
Lexinfintech Holdings Corporate Bonds Issued
Lexinfintech Short Long Term Debt Total
Short Long Term Debt Total |
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About Lexinfintech Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Lexinfintech Holdings prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Lexinfintech shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Lexinfintech Holdings. By using and applying Lexinfintech Stock analysis, traders can create a robust methodology for identifying Lexinfintech entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.09 | 0.08 | |
| Operating Profit Margin | 0.14 | 0.09 | |
| Net Profit Margin | 0.07 | 0.07 | |
| Gross Profit Margin | 0.32 | 0.24 |
Current Lexinfintech Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Lexinfintech analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Lexinfintech analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Consensus | # of Analysts | |
| 11.65 | Strong Buy | 5 | Odds |
Most Lexinfintech analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Lexinfintech stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Lexinfintech Holdings, talking to its executives and customers, or listening to Lexinfintech conference calls.
Lexinfintech Stock Analysis Indicators
Lexinfintech Holdings stock analysis indicators help investors evaluate how Lexinfintech Holdings stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Lexinfintech Holdings shares will generate the highest return on investment. By understating and applying Lexinfintech Holdings stock analysis, traders can identify Lexinfintech Holdings position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 4.2 B | |
| Long Term Debt | 1.8 B | |
| Common Stock Shares Outstanding | 169.6 M | |
| Total Stockholder Equity | 10.7 B | |
| Total Cashflows From Investing Activities | -904.9 M | |
| Tax Provision | 253.3 M | |
| Quarterly Earnings Growth Y O Y | 1.103 | |
| Property Plant And Equipment Net | 613.1 M | |
| Cash And Short Term Investments | 2.3 B | |
| Cash | 2.3 B | |
| Accounts Payable | 929.2 M | |
| Net Debt | 3 B | |
| 50 Day M A | 5.1908 | |
| Total Current Liabilities | 9.6 B | |
| Other Operating Expenses | 11.9 B | |
| Non Current Assets Total | 4.3 B | |
| Forward Price Earnings | 2.3496 | |
| Non Currrent Assets Other | 1 B | |
| Stock Based Compensation | 94.6 M |
Additional Tools for Lexinfintech Stock Analysis
When running Lexinfintech Holdings' price analysis, check to measure Lexinfintech Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lexinfintech Holdings is operating at the current time. Most of Lexinfintech Holdings' value examination focuses on studying past and present price action to predict the probability of Lexinfintech Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lexinfintech Holdings' price. Additionally, you may evaluate how the addition of Lexinfintech Holdings to your portfolios can decrease your overall portfolio volatility.